http://journal.islamicateinstitute.co.id/index.php/joes/issue/feed Journal of Economicate Studies 2021-09-04T16:17:49+07:00 Faizal Rahman Hakim faizal@joes.islamicateinstitute.co.id Open Journal Systems <p>Journal of Economicate Studies (JoES) is a publication dedicated to and focused on the scholarly study of all aspects of Economicate studies. This journal receives articles from lecturers and researchers who have the new and progressive issues on scholarly study of all aspects of Economicate related,</p> http://journal.islamicateinstitute.co.id/index.php/joes/article/view/691 Effectiveness of Government Policy in Home Ownership Credit Offer Program with Zero Percent Down Payment during the Covid-19 Pandemic 2021-09-04T16:17:49+07:00 Yuni Mayanti mayantiyuni@gmail.com <p>[Effectiveness of Government Policy in Home Ownership Credit Offer Program with Zero Percent Down Payment during the Covid-19 Pandemic]This article discusses the effectiveness of government policies in home ownership credit offering program with zero percent down payment during the covid-19 pandemic. The writing of this article uses a qualitative method through a literature study approach. Data sources are taken from trusted sources and books as references. The data analysis technique was carried out by means of the researcher’s interpretation of the data obtained. The results of the discussion showed that in the face of the COVID-19 pandemic, the government issued a monetary policy to restore the national economy and boost the economy in Indonesia which was sluggish due to the COVID-19 pandemic. Monetary policy carried out by the government that is Bank Indonesia issued a home ownership credit offering program with zero percent down payment effective from March 1, 2021 to December 31, 2021. The home ownership credit offering program with zero percent down payment received a positive response from the public, developers and banks and based on data from Central Bureau of Statistics Republic of Indonesia that zero percent down payment program during the covid-19 pandemic grew zero point ninety four percent during the first 3months of 2021 so that the government’s policy in offering home ownership credit programs with zero percent down payment was effective in encouraging the economy in Indonesia, especially in the property sector in the context of recovery national economy. While in Islamic financial institutions, monetary policy is viewed from the financing of home ownership with a murabahah contract.</p> 2021-06-30T00:00:00+07:00 Copyright (c) 2021 http://journal.islamicateinstitute.co.id/index.php/joes/article/view/659 Legal Basis for Conventional and Sharia Investments in the Indonesian Capital Market 2021-04-16T23:24:45+07:00 Doli Witro doliwitro01@gmail.com <p>This article examines the legal basis for a conventional investment as well as sharia investment in the Indonesian capital market. This studyfocuses on the history of the formation and legal basis of investment in the capital market and is then continued by classifying conventionalinvestment regulations and Islamic investment in Indonesia. This study aims to explain the history of the formation, basis, and legal basisfor sharia and conventional investment in the Indonesian capital market. This research is a qualitative study using a normative jurisdictionapproach. This article is a document study and library research. The data analysis techniques used were data reduction, data presentation,and conclusion drawing. The analysis results show that investment can be interpreted as the investment of money or capital in a company orproject that aims to make a profit. The Indonesian capital market system, activities in the conventional investment capital market, and shariainvestment initially referred to Law Number 8 of 1995 concerning the Capital Market, which technical regulations for its implementation areregulated in Bapepam-LK (Financial Services Authority) Regulations, Government Regulations, Stock Exchange Regulations and others.</p> 2021-06-30T00:00:00+07:00 Copyright (c) 2021 Journal of Economicate Studies